Trailblazing Micro-Finance Movement in Jharkhand: Preventing Agricultural Distress and Suicides


Activities in Phase I

S. No.

Activity

1.

Identification Meetings for new SHGs

2.

TOTS for SHG Leaders  and NGO functionaries

3.

Exposure Visits for SHG leaders and NGO staff

4.

SHG Members’ Training

5.

Establishing micro enterprise models

6.

Developing and Institutionalizing effective marketing strategies (Mahila Haat or Women’s Fair)

Operational Strategy
The initial preparatory phase of 6 months was crucial in establishing the network, understanding the dynamics and unstable challenges in the field area. It required an innovative as well as a diversity of approach in skills and resources such as: Extensive field visits for physical identification of the groups.

  • Identifying key Stakeholders including local NGOs
  • Restructuring and capacity building of Existing NGOs
  • Thorough Assessment of existing SHGs

Training
In Phases I and II, ICPRD did not directly implement projects in the area; rather a coalition was envisaged with ICPRD as the parent NGO, building capacities of the partner NGOs through training workshops. The model followed was as:

ICPRD Training Strategy Diagram

Training of SHG groups of  Orissa, for Capacity Building  for Micro-credit at Deoghar in September 2006ICPRD developed a training strategy through the following stages:

Stage I       Organization of groups by NGOs and the poor at the local level
Stage II      Identification, interface, training of NGOs at state level through a consultative process; developing district and state level NGO alliances (ICPRD and state level partners);
Stage III     Facilitating state level coalitions of NGOs and interface with banking agencies/advocacy.
Stage IV    State level field-testing of modules

 

Training included:

  • Management of MFIs
  • Training of Trainers (Micro Finance)
  • SHG Members’ Training
  • Building a Micro Finance Cluster Federation
  • Enterprise Promotion Activities
  • Coalition Building for Empowerment
  • Micro finance Advocacy

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